Xcorp Financial assures every facet of your insurance plan has the balance and precision of a finely machined mechanism — everything must be crafted to fit together perfectly.


For over 46 years, Xcorp Financial has provided innovative and leading edge insurance products, benefit plans and wealth services to individuals, business owners, executives, and the employees of Fortune 1000 companies. As a Member Firm of the prestigious and highly selective M Financial Group (www.mfin.com), Xcorp Financial is among the premier providers of life, disability and long term care insurance; along with innovative and comprehensive employee benefit plans and service.

Xcorp Financial provides a high degree of professional insight. We focus on the process. Instead of one solution or product to fit all problems, we carefully analyze your current programs and design a plan that meets your specific needs. Building on what you already have in place, we implement a plan and fine tune it.

P e r f e c t   H a r m o n y

We understand how to maximize return for individuals, executives, employer and employee. We constantly search for new, innovative solutions, and work with M Financial Group in the selection and development of insurance products.

During this process, we work closely with you to ensure that our recommendations fit your overall strategy. Our membership with M Financial Group and the access they provide to a wide range of insurance and investment products assures you that every financial instrument is considered. Member Firms of M Financial Group take a long-term view of their business relationships, operate according to a strong code of ethics, and shared values.

We orchestrate the process with a support team, which includes professional administration and state-of-the-art technology. M Financial Group continually develops and upgrades proprietary systems to help Member Firms stay a step ahead in servicing their clients. With Xcorp Financial, you know your plan is well crafted.


The principal place of business and the state of domicile for Xcorp is:
2250 E. 73rd Street, Suite 400
Tulsa, OK 74136
(918) 749-1255

Licensing Info: Xcorp is licensed to sell traditional lines of insurance (life, accident and health) in all states and Washington, D.C., excluding Hawaii. Variable life and annuity products may be sold in the following states: AR, CA (not annuity products), FL, IL, KS, MO, ND, OK, PA, TX. Residents of other states should consult with a local registered representative for securities products. Proper state registration is mandatory prior to conducting business in any state. The contents of this site are for informational purposes only and are not to be construed as an offer to sell or a solicitation to buy any securities. Such offers can only be made where lawful under applicable law. The contents of this site have been compiled from sources that we believe to be reliable, but are not guaranteed. Xcorp does not warrant, guarantee or make any representation, or assume any liability with regard to financial results based on the use of the information in the site.

Securities offered through M Holdings Securities, Inc., a registered broker dealer, member FINRA/SIPC. Xcorp is owned and operated independently from M Holdings Securities, Inc.

Xcorp is a member of M Financial Group. Please go to www.mfin.com/DisclosureStatement.htm for further details regarding this relationship.

Products and Services

Planning, design, implementation and ongoing service for:

Executive Benefits:

  • Pre and Post-Retirement Death Benefits
  • Disability Plans
  • Supplemental Executive Retirement Plans

Business Insurance:

  • Succession Planning
  • Key Employee Coverage
  • Tax Reduction Strategies

Individual Insurance Plans:

  • Wealth Transfer / Estate Planning
  • Disability
  • Long Term Care
  • Asset Protection

Employee Benefits:

Group Medical:

  • Small & large groups
  • Fully insured
  • Self-funded
  • HSA & HRA
  • Partially self-funded high deductible plan
  • Mini-med

Employer Sponsored:

  • Dental & Vision
  • Life / AD&D
  • Business Travel & Accident
  • Disability
  • EAP
  • 401K
  • FSA
  • Cobra Administration
  • Critical Illness

Employee Paid:

  • Dental & Vision
  • Life / AD&D
  • Disability
  • Accident
  • Critical Illness
  • Cancer
  • Hospital Indemnity

Wealth Formation and Management